Tag Archives: Car

Stupid Car Accidents

29 Dec

Youtube is a great source for entertainment.  It’s amazing how many stupid accidents occur in the world.

One time, I witness a “stupid car accident” right in front of me while stopped at a red light intersection.  Wished I had a dashcam to record it all.  On my way to work, I made the usual stops to a major light intersection near my house.  A neighborhood car made a u-turn in front of me on the side streets, and we eventually stopped at the same intersection waiting for our light.  A lady trying to make a left onto our street going opposite direction of us, lost control and slammed right into the car in front of me.  Instead of making a L-turn, she made a U-turn… broad siding the other car and impact was strong enough to turn the stopped car to its side.  Luckily I didn’t stop too close or else I would have gotten hit too.  If not for the car who had taken the spot in front of me, I would have the victim here.

Here’s a compilation of “Stupid Car Accidents“.  Some of the accidents are pretty brutal especially with the pedestrians and motorcyclist.  Fatigue, speeding, error in judgement are usual culprits in most accidents.  Stupidity is a factor too!

Be a defensive driver.  Pay attention to cars surrounding you.  What is their next move?  Accidents are costly and deadly sometimes.  So be careful when you step foot in your car.

It’s not so bad here in Canada where we are law abiding citizens to the road laws.  But in Russia and other countries, drivers just do whatever they want… running full on red lights and making a path for themselves to get ahead.

 

 

 

Shorter Commute to Work

9 Nov
  • First Job (3 yrs):  One hour each way by transit, 28 km traveled each day:  Long ass days!
  • Second Job (6 yrs):  30-40 minutes each way by car, 30 km traveled each day:  Road rage days!
  • Current Job (3 mos):  10-15 minutes each way by car, 12 km traveled each day:  Smoother days!

Transit, by far, is always the best way to save money on travelling to work.  I live one zone away from Vancouver, so I’d have to pay for two zones when I travel to work which is $110 on a monthly pass versus $81!

If I were to take transit to work now, it will take me 30-40 minutes to get to work.  So I pay a little more extra for a car for convenience sakes.

My gas bill has dramatically dropped since I started my current job by half which gives me more breathing room to pay other bills or save.  My monthly cost to running my car is around $250 including insurance and gas.  Of course, when you factor in maintenance… the costs will definitely go up, but it’s always a fluctuating from year to year.  Tomorrow, I’m going to get a transmission fluid change that will set me back $125 or so.  >_<

Still… $110 for bus pass vs $250 for just putting a car on road is a big difference in costs.  $140/mo in savings can equal to $1680 in one year times it by a decade $16,800!  It sure does add up!

My point here is having a car is a big burden on our everyday expenses.  We pay for time convenience and the freedom to take off whenever we feel like it.  It’s readily accessible instead of planning your trip around the restrictions of the transit system.

 

 

 

Spendings for 2010

19 Sep

What the hell!  I track my spendings everyday.  You can say that I’m good with money.  I don’t spend a whole lot on silly stuff.  But somehow I managed to rake up a bill of $10,000 already and still counting!  Last year, I have managed to keep my spendings at $10,000.  Time for me to really stick to my budget for the next few months and pay off my debts as fast as possible.

  1. One’s biggest expense is either on rent or mortgage on a monthly basis.  Thank goodness, my spendings doesn’t include living costs as they are being covered by my parents for now that is. 
  2. What I spend most are things associated with my car like gas ($150/mo with 30km each day to work), insurance ($1578/yr with my 40% discount), and maintenance costs. 
  3. Food is a major expense too, though I try to eat at home on weeknights to cut down the bill.  Going out to eat is quite costly.  Fast food joints are always cheaper and tasty, but in the long run, you know you’re just putting junk in that tummy of yours.  I usually scan the menu for the cheapest item.  Of course, I always like the biggest bang for my buck.  A good way of saving money when going out to eat is to order water instead of other drinks that usually cost $3 and up.  Learn to discipline yourself with not over eating.  That way, you don’t have a lighter wallet plus unecessary pounds.
  4. Having a boyfriend means more outings and finding things to do.  You can’t have him always picking up the tab right?  That’s not fair.  Though sometimes I do envy those girls who totally milk their boyfriends. 
  5. What else do I spend?  Oh yes, my monthly cell phone bill, but I only pay $22.40/mo as I only use it once in a while.  Reason why I even I have a cell phone is for emergencies or to meet up with people on the go.  Most days I’m at the office or at home.  I can always be reached at another number.
  6. I haven’t spent that much on clothes this year, though I bought my bridesmaid dress for a couple of bills.
  7. Gifts and donations ($200) are a great way to totally blow your budget.  They come in birthdays, Christmas, weddings, and countless of little things you feel obligated to chip in as well. 
  8. Yearly vacations are to rejuvenate your soul.  A few days away from work is like a haven for most.  They do come at a cost though.  Relatively short vacations to Cancun and San Fransico for me rang  a bill of $2000.
  9. Electronics, luckily I am not really a gadget person who always want the latest technology.  Though, I recently I bought a laptop for $560.  The old laptop I had was just not efficient anymore, I managed to sell it for $110 to a willing buyer!
  10. Unexpected bills can pop up and hit you where it hurts.  This year I had a fitting for my crown tooth.  An old cavity fill fell out.  It was a big fill on the side of my tooth and I had left it unattended for ages.  My dentist told me my tooth was starting to decay.  I got a crown for my tooth which my dental plan covered 50%.  I ended up forking out $420 still.  Dentists are such rip offs.
  11. Gambling, opened a Pokerstar account with $100 plus a stupid cash advance fee on the credit card of $5 and interest.  Dad depleted it.  What a waste of money.

It’s easy to spend than to save money.  I’m a saver at heart.  You can call me thrifty, but I am not cheap.  I have a giving heart depending on the situation.  Don’t you just hate people whose mentality is to take whatever they can get!  All they think is for themselves with little disregard for anyone else.  Have you ever met a coworker, friend, family member whose a leecher?  One who always skimps out on the tab when every forks out to pay at the end of a meal.  One who always hitch a ride with you, but never offering to drive you for once.  One who just shows up empty-handed for a potluck.  My point here is that it’s okay to be good with your money, but don’t always be the cheapstake.