What would happen if I just didn’t do any trades for the year 2013? At the end of the year, I’d have to withdraw from my Scotia and Questrade brokerage accounts for my upcoming down payment. Just by keeping my stocks, I’d have a monthly flow of dividends and distributions coming my way. Not to mention the potential of price appreciation or depreciation within the year. Most likely, I see the prices of my stocks going up with a big question mark for CLF though. Here’s a break down of my current holdings:
| Ticker | Dis/Div | Comments |
| BPF.UN | 235.20 | This is my superstar! |
| IPL.UN | 450.48 | Very strong contender! |
| CHE.UN | 2,172.00 | Invested lots, hope it appreciates. |
| KEG.UN | 96.00 | Classy dining unit trust. |
| BMO | 1,152.00 | Lagging behind other Canadian Banks. |
| CLF | 250.00 | This is my loser stock! |
| REI.UN | 552.00 | Newly aquired, it better go up! |
| WYN | 92.00 | Aquired for price appreciation mostly. |
| Total | $4,999.68 | If I kept all my stocks for the year! |
time will only tell 
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